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Second Spouse? How To Create A Successful Estate Plan

Second Spouse? How to Create a Successful Estate Plan

Estate planning is an important consideration for anyone, but it can be especially complex for those who have been married more than once. If you are in this situation, you need to be aware of the unique challenges that come with estate planning for a second spouse.

What is Estate Planning?

Estate planning is the process of making sure your assets are distributed the way you want them to be after you die. This includes deciding who will inherit your property, who will make financial and medical decisions on your behalf if you become incapacitated, and how your debts will be paid.

Estate planning can be as simple as creating a will, or it can be much more complex. It all depends on your individual circumstances.

Why is Estate Planning Important?

Estate planning is important because it allows you to control what happens to your property after you die. Without a plan in place, your property will be distributed according to your state’s laws of intestate succession. This means that your property will go to your closest relatives, regardless of your wishes.

Estate planning is also important because it allows you to designate someone to make financial and medical decisions on your behalf if you become incapacitated. If you don’t have a plan in place, your family will have to go to court to have someone appointed to make these decisions for you.

What are the Unique Challenges of Estate Planning for a Second Spouse?

There are a few unique challenges that come with estate planning for a second spouse. First, you need to decide how to handle property that you owned before your current marriage. You also need to decide what will happen to your property if you and your current spouse die at the same time.

Another challenge is dealing with children from a previous marriage. You need to decide how much of your property you want to leave to them and how much you want to leave to your current spouse.

Finally, you need to decide what will happen to your property if you divorce your current spouse. You need to make sure that your property is protected in the event of a divorce.

How Can You Create a Successful Estate Plan?

The first thing to understand is that, in general, your estate will pass to your spouse upon your death. This is true even if you have children from a previous marriage. However, there are some circumstances in which your estate could pass to your children instead.

If you want to ensure that your estate passes to your second spouse, there are a few things you can do. First, you can execute a new will that specifically names your spouse as the beneficiary. You can also add a clause to your will that stipulates that your spouse must predecease you for your children to inherit your estate.

Another option is to create a trust. This can be a revocable trust, which means that you can change the terms at any time, or an irrevocable trust, which means that the terms are set in stone. With a trust, you can specify how your assets will be distributed upon your death. You can also name a trustee to oversee the trust and ensure that the terms are followed.

No matter what route you choose, it’s important to discuss your plans with your second spouse and ensure they are on board with your decisions. Estate planning can be a complex and sensitive topic, but it’s important to have these conversations early on in your relationship. By doing so, you can help ensure that your wishes are carried out and that your second spouse is taken care of after your death.


If you’re married and have kids from a previous relationship, it’s important to do some estate planning to make sure your current spouse is taken care of in the event of your death. This means getting a Will and/or Trust, naming a guardian for your children, and designating beneficiaries on your accounts. While it may seem like a lot of work, it’s worth it to know that your family will be taken care of if something happens to you.

Ontario Wills recognizes that each client has different circumstances and solutions; that’s why we steer away from a one-size-fits-all approach. With our help, you get a professional review and a comprehensive estate plan that meets your needs at an affordable price. Start writing your will with our will and estate lawyers today!

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